Erie Automotive Insurance Overview 2021 – Forbes Advisor – Forbes

Erie Insurance was founded in Erie, Pennsylvania in 1925. It is a regional insurance company that operates in these 12 states and Washington, D.C. operates in: Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin.

When you buy Erie car insurance, you also get nice built-in types of coverage like:

  • Forgiveness of accidents. Your tariff will not increase after your first fault, as long as you have been an Erie customer for three years.
  • Pet Injury Coverage. If your pet is injured in an accident covered by your policy, Erie will reimburse veterinary expenses up to $ 500 per pet, or a total of $ 1,000.
  • Traveling expenses. This covers expenses such as meals and hotel bills if you cannot drive your car due to an issue covered by your policy.
  • Repair of the windshield. If your windshield can be repaired instead of replaced, Erie waives the deductible from your fully comprehensive insurance.

Erie sells a number of additional auto insurance options such as:

  • Erie Auto Plus. This service package includes roadside assistance, transportation costs for up to 10 days if your car is totaled, a decreasing deductible for each additional year of no claims, increased coverage limits, waived deductibles (under certain conditions) and a death benefit of USD 10,000 for you or a relative, who dies in a car accident.
  • Erie rate lock. Your tariffs will not increase unless you change your policy, such as B. adding a car, another driver, or moving to a new city.
  • Gap liability insurance. If your car is totaled and you have a loan or lease, Gap Insurance covers the “gap” between what you owe for your car and its real cash value.
  • New car replacement. If your new car is totaled, this coverage pays the true value to replace your car, not the depreciation.
  • Rent Refund Insurance. This is used to pay for rental car and transportation costs (e.g. bus fare) if your car is left in a store because of a policy-covered problem such as a car accident.
  • Carpool insurance. If you are driving for a rideshare service like Uber or Lyft, it is wise to consider ridesharing insurance. It closes the coverage gaps between your personal car policy and the ridesharing company's insurance.

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