Give time period life insurance as a present – firm valuation

Stow Life Insurance, while a relatively new player in the term life insurance market, does the two most important things that consumers love:

  • Fast and easy buying process
  • Super competitive prices

Powered by the North American Life and Health Insurance Association, Bestow takes away the stress and complications of buying affordable life insurance.

Simple overview navigation

How they differ

Unlike most highly rated insurers, the application process is completely online with an expedited underwriting process and no life insurance medical examination.

Even without a medical exam, Bestow is ready to offer term life insurance with nominal amounts of up to $ 1.5 million.

Bestow is available in 49 states and can be easily obtained through experienced and reputable independent agents such as

People aged 18 to 60 are invited to seek quotes from Bestow and, in many cases, purchase affordable term life insurance in less than 15 minutes.

With 10, 15, 20, 25, and 30 year insurance options, Bestow is likely to be the best solution for almost any potential client looking to protect the financial stability of their loved ones.

How it works

Shopping at Bestow is as easy as ordering a pizza. Buyers will negotiate directly with the company electronically and with Bestow, making medical examinations a thing of the past.

Just fill out the electronic quote form on this page and you will be directed to the good people at Bestow.

You complete your application online and when approved you can pay electronically and your policy will be sent electronically for review.

To get a quick estimate, all you have to do is answer 6 questions:

  1. gender
  2. birth date
  3. height
  4. Weight
  5. Postal code
  6. Nicotine use

apply online

No medical exam or blood / urine tests and few medical questions

Get your offer

If you qualify, you can check your price right away

Get your coverage

Get your policy details, then take out your insurance

Advantages and disadvantages

As with other insurance companies, there are advantages and disadvantages, which means that there isn't one insurance company that is right for every insurance buyer. However, we believe Bestow's Con list is shorter than many of its competitors:



Quick policy decision without a medical examination

Not available in NY state or for anyone over 60

Fewer complaints to government regulators than many other highly rated companies

Face amounts capped at $ 1.5 million

Available in all states except New York

No optional drivers available

Is giving the right thing for me?

As with any insurer, Bestow may not be the best solution for you. Based on their drawing guidelines and rates, Gift giving will be best suited to younger and healthy applicants.

If you're looking to replace an existing policy, Bestow can't help you if you live in Florida, Georgia, Indiana, Kansas, Michigan, Nevada, Oklahoma, or Wyoming.

What Bestow customers say

Instead of taking our word for it, see what Bestow customers say about products, prices, customer service and complaint service.

president at the Intramark insurance services

In my 20+ years as an independent life and disability insurance broker, I have personally assisted thousands of clients with their life and disability insurance.

I believe when people search for insurance (or anything else) on the internet, they are looking for a simple, non-intrusive, and non-pressurized method.

I strive to treat my prospects with the utmost respect and I believe that an educated prospect can make the right decision without the pressure to sell.

As I am independent, I represent many high-ranking insurance companies and, as I am not committed to any insurance company, my focus is on finding the right company and the right policy for each individual customer.

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