Most cost-effective DUI Automobile Insurance Suppliers by State: Discover the Finest Price Close to You – SurfKY Information

Naomi Bishop

Last updated on: July 18, 2021

Obviously, getting a DUI is not ideal and is best avoided. However, everyone makes mistakes. The most important thing is how you move forward. Car insurance is harder to find after a DUI, and on average, rates go up 96%, which costs an additional $ 127 every month! Drivers with a DUI in their file are still considered risky years later.

That is why it is so important to be well informed and get the best possible deal. We'll cover some general information about car insurance costs and the national average rates. Then we dive a little deeper into Texas, Florida, New York, Illinois, Pennsylvania, Ohio, and Kentucky, including the cost of cheap DUI auto insurance in each state.

Cheap DUI car insurance providers across the country

Progressive

Progressive is, on average, the cheapest large, national fully comprehensive insurance provider if you've recently had a DUI.

Top 4 cheapest DUI car insurance providers nationally:

  • Progressive: $ 163 / month
  • District farm: $ 211 / month
  • Geico: $ 241 / month
  • Allstate: $ 300 / month

If you are a current or former military service member, you may be eligible for USAA insurance, which has lower rates than Progressive but only covers former and active military personnel and their families, so it is generally not included in the data . Small, local insurance agencies may have better rates than the big national insurers, so ask and compare rates. In 68% of the states (and D.C.), the cheapest auto insurance provider was not in the top 10 national companies by DUI, so don't just check the biggest names.

The cheapest provider by state on average:

  • Texas: Dairy Country ($ 687 / year)
  • Florida: Geico ($ 1,593 / year)
  • new York: Progressive ($ 1,060 / year)
  • Illinois: Kemper ($ 589 / year)
  • Pennsylvania: Penn National ($ 911 / year)
  • Ohio: American family ($ 682 / year)
  • Kentucky: Safe Auto ($ 1,466 / year)

Cheap DUI auto insurance in Texas

Geico

With so many factors affecting car insurance costs, these averages do not reflect everyone's experience. However, they should give you a good idea of ​​what is considered cheap DUI auto insurance in Texaswhich provider has the lowest tariffs and what you expect to pay in general. We list the top 5 companies that request cheap DUI auto insurance in Texas for every age group, just to narrow it down a bit.

Cheap DUI Auto Insurance In Texas For 20 Year Olds:

Companies annual costs
Geico $ 1,156
Houston General $ 1,273
Dairy country $ 1,398
Kemper $ 1,314
insurance $ 1,424

Cheap DUI Auto Insurance In Texas For 30 Year Olds:

Companies annual costs
insurance $ 1,432
Geico $ 1,655
Republic group $ 1,739
Houston General $ 2,272
National General $ 2,304

Cheap DUI Auto Insurance In Texas For 40 Year Olds:

Companies annual costs
insurance $ 1,365
Geico $ 1,639
Republic group $ 1,678
Houston General $ 2,091
National General $ 2,203

Cheap DUI Auto Insurance In Texas For 50 Year Olds:

Companies annual costs
insurance $ 1,257
Republic group $ 1,545
Geico $ 1,566
Houston General $ 1,933
National General $ 2,150

Cheap DUI Auto Insurance in Texas for Drivers Over 65:

Companies annual costs
insurance $ 1,407
Republic group $ 1,521
Geico $ 1,627
Houston General $ 1,854
District farm $ 2,119

Cheap DUI car insurance in Florida

While car insurance costs almost double the average across the country after a DUI, drivers with the minimum are often the cheapest Car insurance coverage, faced an average cost increase of less than 50% in Florida. These are the top 5 cheap DUI auto insurance providers in Florida by age group.

Cheap DUI car insurance in Florida for 20 year olds:

Companies annual costs
Geico $ 957
Allstate $ 1,214
Direct car $ 1,347
District farm $ 1,807
Progressive $ 2,253

Cheap DUI car insurance in Florida for 30 year olds:

Companies annual costs
Geico $ 2,718
District farm $ 2,798
Direct car $ 3,234
Allstate $ 3,402
Progressive $ 3,711

Cheap DUI car insurance in Florida for 40 year olds:

Companies annual costs
Geico $ 2,568
District farm $ 2,743
Direct car $ 2,815
Allstate $ 3,400
Progressive $ 3,602

Cheap DUI car insurance in Florida for 50 year olds:

Companies annual costs
Geico $ 2,489
District farm $ 2,657
Direct car $ 2,710
Allstate $ 3,265
Progressive $ 3,302

Cheap DUI car insurance in Florida for drivers over 65:

Companies annual costs
Geico $ 2,340
District farm $ 2,543
Direct car $ 2,751 $ 2nd
Allstate $ 3,275
Progressive $ 3,300

Cheap DUI auto insurance in New York

New York has a high standard for Minimum coverage. They require you to have civil liability insurance, personal protection coverage, and uninsured motorist personal injury insurance, and a lot of them. These are the top 5 cheap DUI auto insurance providers in New York by age group.

Cheap DUI Auto Insurance in New York for 20 Year Olds:

Companies annual costs
Progressive $ 1,260
New York Central Mutual $ 1,434
Allstate $ 2,264
Utica National $ 2,377
Erie $ 2,406

Cheap DUI car insurance in New York for 30 year olds:

Companies annual costs
Progressive $ 1,392
New York Central Mutual $ 2,499
Allstate $ 2,868
Erie $ 2,948
Geico $ 3,998 $

Cheap DUI Auto Insurance in New York for 40 Year Olds:

Companies annual costs
Progressive $ 1,335
New York Central Mutual $ 2,517
Erie $ 2,788
Allstate $ 2,867
Geico $ 3,974 $

Cheap DUI car insurance in New York for 50 year olds:

Companies annual costs
Progressive $ 1,242
New York Central Mutual $ 2,416
Erie $ 2,697
Allstate $ 2,955
Include $ 3,908

Cheap DUI car insurance in New York for drivers over 65:

Companies annual costs
Progressive $ 1,357
New York Central Mutual $ 2,226
Erie $ 2,713
Allstate $ 3,077
District farm $ 3,724

Cheap DUI auto insurance in Illinois

Illinois has sprawling countryside and densely populated cities, so auto insurance prices are highly dependent on where you live. These are the Top 5 providers of cheap DUI auto insurance in Illinois divided by age.

Cheap DUI Auto Insurance in Illinois for 20 Year Olds:

Companies annual costs
court $ 893
Erie $ 936
Geico $ 1,030
traveler $ 1,042
Progressive $ 1,085

Cheap DUI Auto Insurance in Illinois for 30 Year Olds:

Companies annual costs
court $ 1,147
Beijing $ 1,392
Progressive $ 1,473
District farm $ 1,483
Erie $ 1,588

Cheap DUI Auto Insurance in Illinois for 40 Year Olds:

Companies annual costs
court $ 1,059
Beijing $ 1,280
Progressive $ 1,353
Erie $ 1,425
Mercury $ 1,434

Cheap DUI Auto Insurance in Illinois for 50 Year Olds:

Companies annual costs
court $ 1,156
Beijing $ 1,235
Progressive $ 1,247
Erie $ 1,300
Mercury $ 1,396

Cheap DUI Auto Insurance in Illinois for Drivers Over 65:

Companies annual costs
court $ 1,007
Beijing $ 1,299
Progressive $ 1,310
District farm $ 1,327
Erie $ 1,342

Cheap DUI auto insurance in Pennsylvania

Pennsylvania is the sixth best insured state (just in the top 5) with only 6% uninsured drivers. Population density varies widely by region, so these averages may not represent exactly what you will see. These are the Top 5 providers of cheap DUI auto insurance in Pennsylvania by age.

Cheap DUI Auto Insurance in Pennsylvania for 20 Year Olds:

Companies annual costs
QBE $ 901
Allstate $ 947
Geico $ 1,021
insurance $ 1,031
Progressive $ 1,070

Cheap DUI Auto Insurance in Pennsylvania for 30 Year Olds:

Companies annual costs
insurance $ 1,119
Penn National $ 1,564
Allstate $ 1,664
Erie $ 1,697
Progressive $ 1,859

Cheap DUI Auto Insurance in Pennsylvania for 40 Year Olds:

Companies annual costs
insurance $ 1,085
Penn National $ 1,422
Erie $ 1,623
Allstate $ 1,656
Progressive $ 1,708

Cheap DUI Auto Insurance in Pennsylvania for 50 Year Olds:

Companies annual costs
insurance $ 1,098
Penn National $ 1,231
Progressive $ 1,584
Allstate $ 1,593
Erie $ 1,594

Cheap DUI Auto Insurance in Pennsylvania for Drivers Over 65:

Companies annual costs
GrangeEsurance $ 1,185
Penn National $ 1,243
Erie $ 1,620
Allstate $ 1,665
Progressive $ 1,681

Cheap DUI auto insurance in Ohio

Ohio was the place of first recorded car accident in history and has over 100 racetracks, Hosts races for vintage motorcycles as well as NASCAR and IndyCar. Fortunately for you, this doesn't affect yours Insurance tariffs. These are the top 5 providers of cheap DUI auto insurance in Ohio per age group.

Cheap DUI Auto Insurance In Ohio For 20 Year Olds:

Companies annual costs
insurance $ 261
American family $ 766
Allstate $ 810
Geico $ 913
Progressive $ 946

Cheap DUI Insurance In Ohio For 30 Year Olds:

Companies annual costs
American family $ 1,013
Progressive $ 1,259
District farm $ 1,442
Geico $ 1,514
Erie $ 1,575

Cheap DUI Auto Insurance In Ohio For 40 Year Olds:

Companies annual costs
American family $ 928
Progressive $ 1,151
District farm $ 1,413
Geico $ 1,486
Erie $ 1,500

Cheap DUI Auto Insurance In Ohio For 50 Year Olds:

Companies annual costs
American family $ 860
Progressive $ 1,055
Progressive $ 1,385
Erie $ 1,471
Geico $ 1,477

Cheap DUI Auto Insurance in Ohio for Drivers Over 65:

Companies annual costs
American family $ 877
Progressive $ 1,121
District farm $ 1,302
Erie $ 1,478
Frankenmuth $ 1,485

Cheap DUI Auto Insurance in Kentucky

Kentucky insurance rates are pretty high to start with, so this is a rough question. It can be a big portion Of your income before a DUI so prepare. It won't be nice. These are the top 5 suppliers of cheap DUI auto insurance in Kentucky by age group.

Cheap DUI Auto Insurance in Kentucky for 20 Year Olds:

Companies annual costs
Geico $ 1,277
District farm $ 2,033
Westfield $ 2,052
Encova $ 2,242
Progressive $ 2,342

Cheap DUI Auto Insurance in Kentucky for 30 Year Olds:

Companies annual costs
District farm $ 2,629
court $ 2,853
Progressive $ 2,903
Geico $ 2,950
Nationwide $ 3,620

Cheap DUI Auto Insurance in Kentucky for 40 Year Olds:

Companies annual costs
District farm $ 2,579
Progressive $ 2,687
court $ 2,855
Geico $ 2,901
Nationwide $ 3,569

Cheap DUI Auto Insurance in Kentucky for 50 Year Olds:

Companies annual costs
Progressive $ 2,490
District farm $ 2,529
court $ 2,675
Geico $ 2,886
Kentucky Farm Bureau $ 3,173

Cheap DUI Auto Insurance in Kentucky for Drivers Over 65:

Companies annual costs
District farm $ 2,370
court $ 2,603
Progressive $ 2,657
Geico $ 2,954
Nationwide $ 3,358

Find a cheap DUI car insurance rate

The minimum coverage is likely not worth the savings. The protection provided by the minimum insurance permitted in your state is usually very poor, so that in the event of an accident you may be able to pay a lot more out of your own pocket than you have saved. Let's go over a few others important tips to find cheap DUI auto insurance in your state.

Tips for Finding Cheap DUI Auto Insurance in Your State

Start asap: Your tariff will almost always go up after a DUI and many insurers will even drop you. So to save the most money and avoid an insurance loss, get started right away.

shopping spree: Contact a variety of providers in your area, including both large national insurance companies and small local agencies. Get as many offers as you can.

Be honest: To get an accurate quote, you must have received a DUI in advance.

Look for online tools: Rating Comparison tools like that from NerdWallet can show you tariffs from many companies at the same time.

Final thoughts

Remember, this is not going to affect you forever. Their prices can drop in as little as three to five years. Averages are often far from representing exactly what to expect on an individual level. Your situation is unique and, ultimately, there is no guarantee that your results will match current trends and averages of the data available. However, you can go into your search with the right information and tactics to increase your chances of getting the best results. Hopefully by now you are ready to do just that.

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