Nationwide assessment of home insurance for November 2021 • Benzinga Insurance – Benzinga

Nationwide offers strong homeowner insurance options. In addition to providing instant online quotes, Nationwide also has an extensive network of local agents who can provide more personalized advice. While the company's numerous phone lines can make customer service difficult to access, Nationwide's plethora of benefits and policy options and inclusions make it a valuable contender for home insurance.

One of the most impressive aspects of Nationwide Home Insurance is the number of coverage options available to you as both optional add-ons and standard inclusions. The following basic covers are standard on all Nationwide home insurance policies.

  • Housing coverage: This coverage helps pay repair and damage costs after the physical structure of your home or your built-in appliances have been damaged following an insured repair.
  • Coverage of other structures: This protection helps cover repair costs after damage to another structure on your property that is not connected to your home – such as B. a tool shed or a fence.
  • Liability Insurance: Liability insurance helps you pay legal fees and court decisions after someone is sued for breach of your property or their personal property in your building is damaged.
  • Content coverage: Household contents insurance compensates you if your personal property is damaged, destroyed or stolen as a result of an insured risk.
  • Loss of use coverage: Loss of use insurance helps you to cover the costs of alternative forms of living if your apartment is deemed uninhabitable after damage caused by an insured hazard.
  • Regulation or statutory insurance: This protection will help you pay the cost of rebuilding your home following applicable local building codes after a covered loss.
  • Credit card coverage: This additional insurance protection protects you from unauthorized charges to your credit card up to the limits of your policy.

Nationwide also allows you to customize your policy with supplemental insurance. Some of the most popular optional coverages from Nationwide include the following.

  • Identity Theft: This coverage extends your credit card protection with additional insurance against a wide variety of identity theft and cybercrime.
  • Valuables plus: Extends your coverage limits to provide more protection for high value items like antiques and jewelry.
  • Replacement costs plus: Can pay out up to 20% over your property insurance limit in the event your home needs to be rebuilt after being damaged by an insured hazard.

Supplementary insurance for damage from water accumulation, earthquakes and floods is also available.

Nationwide maintains a long list of customer service contact methods for its many types of insurance. If you are interested in home contents insurance or your policy details, you can use the following contact options.

  • Via phone: Call 877-669-6877 to call Nationwide to obtain an existing policy. Help on this line is available between 8:00 a.m. and 11:00 p.m. EST every day of the week, but you may need to schedule a future phone call to get your question fully answered.

If you don't currently have nationwide home insurance, you can call 877-669-6877 to start purchasing a policy from a sales representative. The Nationwide sales line is open from 9 a.m. to 10 p.m. EST on weekdays and 11am to 3pm on Saturdays. If you need to make a claim you can always do so by calling 800-421-3535.

According to the Insurance Information Institute, the average American homeowner pays approximately $ 1,249 for their home insurance annually. When using Nationwide's Nationwide Express listing system, the company cited an annual fee of $ 1,721.88 to cover a 3 bedroom home.

Caption: Nationwide's Nationwide Express tool can help you see a quote quickly.

It's important to remember that homeowner insurance prices can vary widely and are dependent on a number of factors, including the age and value of your home, your location, and your claims history. While Nationwide prices seemed above average on a trial offer, your offer could be significantly lower or higher depending on your individual needs. Fortunately, Nationwide's calculator tool makes it easy to get a quick quote and compare your options.

Nationwide's mobile app offers a number of policy management options, including the following.

  • Application: You can file a claim directly through your Nationwide app, which can be beneficial for homeowners who need to file a claim on the go or have multiple Nationwide policies.
  • Claims tracking: Not only can you make a claim, but you can also view the status of claims that you have previously submitted directly from the mobile app.
  • Manage payments: The Nationwide app allows you to change your payment methods and pay a premium without logging into your desktop.

Nationwide's mobile app is primarily aimed at its auto insurance customers. However, it can provide you with a single point of contact for all of your insurance information protected with face and fingerprint scans. Nationwide's mobile app is available as a free download for iOS and Android platforms.

Getting your home insurance with Nationwide offers a number of benefits, including the following great features.

  • Availability in the USA: Unlike some local insurance companies, Nationwide's enormous size allows it to offer comprehensive insurance options in almost every state.
  • Mobile policy management: Nationwide offers a free mobile app that allows you to see the status of your claims and access your insurance information on the go. This can be especially beneficial if you have multiple policies issued through Nationwide.
  • Various discount options: Nationwide has 8+ unique discounts that you can use to lower the price of coverage. You can save if you have a more durable roof, were damage-free and much more.

With Nationwide it is very easy to get an offer for your home insurance online. The company's Nationwide Express tool can get you a quote in just 2 minutes. Simply enter a few details about yourself and your house and you will immediately receive an offer for your home insurance. Nationwide's system even recognizes any discounts you qualify for and applies them to your offer on your behalf, so you can take advantage of all of your savings options without having to go through discount pages and apply for them yourself.

Nationwide home insurance compared to competitors

As one of the largest insurance providers in the country, Nationwide home insurance offers you a number of unique advantages over competing home insurance companies.

  • A wealth of bundling options: From auto insurance to life insurance to pet insurance, Nationwide can insure almost anything you need. You can save on several types of insurance if you bundle your homeowners insurance with another federal insurance.
  • Instant Quotes: Unlike some insurance providers who require you to contact a representative or submit your social security information before viewing your listing, you can access Nationwide pricing information in minutes. Nationwide will calculate your monthly and yearly rates based on the information you submit about your home, and the pricing system will even automatically apply discounts to your policy estimate.
  • Ability to connect with a live representative: While online tools can be convenient, some customers prefer a more personal touch. With thousands of agents across the country, Nationwide makes it easy to get in touch with an insurance professional – no matter where you live.

Caption: Nationwide's agent search tool can help you connect with any of the company's thousands of local insurance offices. The above map shows you the number of Nationwide offices in Philadelphia alone.

Start with nationwide home insurance

Although home insurance is not required by law to own a home, just as car insurance is required to drive, you should never be without home insurance. The key to affordable home insurance (or any type of coverage) is to get multiple quotes from competing providers. Start your search for insurance coverage early by getting a quote from Nationwide – you may have no idea how much you could save on home insurance.

frequently asked Questions

How much can home contents insurance cost?

1

How much can home contents insurance cost?

asked 2021-11-22

Sarah Horvath

1

The average homeowner pays approximately $ 1,249 for home insurance each year. However, the price you pay depends heavily on the value of your home and your location.

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answered 2021-11-22

Benzinga

When should I take out home insurance?

1

When should I take out home insurance?

asked 2021-11-22

Sarah Horvath

1

You should start buying homeowner insurance soon after signing a contract to buy a home. This ensures that you are already insured when you take out the insurance, an important feature as most mortgage lenders require you to have a certain amount of home insurance as a condition of your loan.

Reply link

answered 2021-11-22

Benzinga

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