Oklahoma is the costliest state for Tiny Residence Insurance – ValuePenguin

That Cost of insuring a tiny house in Oklahoma costs $ 1,974 a year. Oklahoma Tiny Home Insurance is 242% more expensive compared to the average tariff in the 50 states and the District of Columbia. Tiny home insurance alone costs Oklahomans 4% of their household income.

Even in Oklahoma, the cost of insuring a 2,100-square-foot home is 68% more expensive than coverage for a tiny house.

This pattern applies in the other states where tiny home insurance is most expensive. After Oklahoma, Tennessee, Kansas, Texas, and Colorado are the least affordable places to insure a 400 square foot tiny home. Home insurance premiums in these states are already expensive – the frequency of Damage from natural disasters is one reason for that. Still, it is 95% more expensive than average to insure a more conventionally sized home than a tiny home in these locations.

On average for the 50 states and the District of Columbia, insuring a 2,100-square-foot home costs 106% more than insuring a tiny house. While insurance for a 400-square-foot home averages 1% of the median US household income, the average cost of home insurance for a 2,100-square-foot home is 3% of the median household income. Downsizing can save consumers money in almost every state.

1 Oklahoma $ 1,974 68%
2 Tennessee $ 1,600 89%
3 Kansas $ 1,521 72%
4th Texas $ 1,387 84%
5 Colorado $ 1,293 162%
6th Kentucky $ 1,227 60%
7th Alabama $ 1,223 49%
8th Arkansas $ 1,177 58%
9 South carolina $ 1,166 74%
10 South Dakota $ 1,096 92%
11 Missouri $ 1,076 89%
12th Montana $ 1,034 139%

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U003C / p u003E n n u003Cp u003E u003Cdiv class = "ShortcodePullquote – root " u003E n u003Cp class = "ShortcodePullquote – text ShortcodePullquote – blue " u003E n nEven in Oklahoma, the cost of insuring a 2,100-square-foot home is 68% more expensive than insuring a tiny house. n n u003C / p u003E n u003C / div u003E u003C / p u003E n n u003Cp u003This must it applies to the other states where tiny home insurance is most expensive Lowing Oklahoma, Tennessee, Kansas, Texas, and Colorado are the least affordable places to get a 400-square-foot tiny home insurance. u003Cspan u003E u003Ca class = "ShortcodeLink – root ShortcodeLink – black " title = "Average home insurance costs " href = "https: / / www.valuepenguin.com / average- costs for homeowner insurance " u003EEowner insurance premiums u003C / a u003E u003C / span u003E in these states are already expensive u2014 the frequency of u003Cspan u003E u003Ca class = " ShortcodeLink- -root ShortcodeLink –black "title = " States most at risk from natural disasters "href = " https: / / www.valuepenguin.com / property-insurance / states-most-at-risk-natural-disasters " u003E damage from natural disasters u003C / a u003E u003C / span u003E is one reason for this. Even so, it is 95% more expensive than average to insure a house of conventional size than a small house in these places. U003C / p u003E n n u003Cp u003E u003Cdiv class = "ShortcodeImageResponsive – root " u003E n u003Cfigure class = " ShortcodeImage – root " u003E n u003Cpicture class = " ShortcodeImage – picture " u003E n u003Csource n media = " (max-width : 607.5px) " n data-srcset = " http: / / res.cloudinary.com / value-penguin / image / upload /c_limit,dpr_1.0, f_auto, h_1600, q_auto, w_1600 / v1 / tiny-vs-standard-home-insurance-m_ipqyyh 1x, http: / / res.cloudinary.com / value-pinguin / image / upload / c_limit, dpr_2.0, f_auto , h_1600, q_auto, w_1600 / v1 / tiny-vs-standard-home-insurance-m_ipqyyh 2x " n / u003E n u003Cimg alt = " Cost comparison of home contents insurance for small and normal houses "class = "lazyload " data-src = "http: / / res.cloudinary.com / value-penguin / image / upload /c_limit,dpr_1.0, f_auto, h_1600, q_auto, w_1600 / v1 / tiny-vs-standard-home-insurance_kixrox "src = " htt p: / / res.cloudinary.com / value-pinguin / image / upload /c_limit,dpr_2.0,e_blur: 1000, f_auto, h_1600, q_1, w_1600 / v1 / tiny-vs- standard-home-insurance_kixrox "data-srcset = " http: / / res.cloudinary.com / value-penguin / image / upload /c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600 / v1 / tiny-vs-standard-home-insurance_kixrox 1x, http: / / res.cloudinary.com / value-pinguin / image / upload /c_limit,dpr_2.0,f_auto,h_1600, q_auto, w_1600 / v1 / tiny-vs-standard-home-insurance_kixrox 2x " u003E n u003C / picture u003E n u003C / figure u003E n u003C / div u003E n u003C / p u003E n n u003Cp u003EO On average across the 50 states and the District of Columbia, insuring a 2,100 square foot home costs 106% more than insuring a tiny house. While insurance for a 400-square-foot home averages 1% of the median US household income, the average cost of home insurance for a 2,100-square-foot home is 3% of the median household income. Downsizing can save consumers money in almost every state. 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width = "" class = "StyledBodyCell-sc-5cu9ee frAYUA " u003E72% u003C / td u003E u003C / tr u003E u003Ctr u003E u003Ctd colSpan = "1 " rowspan = "1 " width = "" class = "StyledBodyCell-sc-5cu9ee XfhRD " u003E4 u003C / td u003E u003Ctd colSpan = "1 " rowspan = "1 " width = "" class = "StyledBodyCell-sc-5cu9ee XfhRD " u003ETexas u003C / td u003E u003Ctd colSpan = "1 " rowspan = "1 " width = "" class = "StyledBodyCell-sc-5cu9ee frAYUA " u003E $ 1,387 u003C / td u003E u003Ctd colSpan = "1 "rowspan = " 1 "width = " "class = " StyledBodyCell-sc-5cu9ee frAYUA " u003E84% u003C / td u003E u003C / tr u003E u003Ctr u003E u003Ctd colSpan = "1 " rowspan = "1 " width = "" class = "StyledBodyCell-sc-5cu9ee XfhRD " u003E5 u003C / td u003E u003Ctd colSpan = "1 " rowspan = "1 " width = "" class = "StyledBodyCell-sc-5cu9ee XfhRD " u003EColorado u003C / td u003E u003Ctd colSpan = "1 " rowspan = "1 " width = "" class = "StyledBodyCell-sc-5cu9ee frAYUA " u003E $ 1,293 u003C / td u003E u00 3Ctd colSpan = "1 " 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insuring a 2,100-square-foot home versus the cost of a 400-square-foot Tiny Ho me. u003C / p u003E u003C / div u003E n u003C / div u003E n n u003Cscript type = "application / json " class = "js- react-component "data-component-name = " SortableTable " u003E {" alignsHorizontal ": (" left ", " left ", " right ", " right ") , "alignsVertical ": (), "columnWidths ": (), "data ": (( "Rank ", "State ", "Cost of Tiny House Insurance ($ 500 Deductible) ", " Percentage Difference to a Normal Size House "), (" 1 ", " Oklahoma ", " $ 1,974 ", " 68% "), (" 2 " ", " Tennessee ", " $ 1,600 ", " 89% "), (" 3 ", " Kansas ", " $ 1.521 ", " 72% "), ( "4 ", "Texas ", "$ 1,387 ", "84% "), ( "5 ", "Colorado ", "$ 1,293 ", "162% "), (" 6 ", " Kentucky ", " $ 1,227 ", " 60% "), (" 7 ", " Alabama ", " $ 1,223 ", "49% "), ( "8 ", "Arkansas ", "$ 1,177 ", "58% "), ( "9 ", "South Carolina ", " $ 1,166 ", " 74% "), (" 10 ", " South Dakota ", " $ 1,096 ", " 92% "), (" 11 ", " Missouri ", " $ 1.076 ", " 89% "), (" 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