States with the bottom home insurance charges – PropertyCasualty360

10. Maine

Average Annual Home Insurance Premium: $ 882

Median home value: $ 255,358

(Image credit: Sean Pavone / Shutterstock)

9. Ohio

Average Annual Home Insurance Premium: $ 862

Median home value: $ 157,496

(Credit: rouda100 / Adobe Stock)

8. Washington

Average Annual Home Insurance Premium: $ 854

Median home value: $ 434,168

(Photo credit: Michael J. Magee / Shutterstock)

7. Delaware

Average Annual Home Insurance Premium: $ 833

Median home value: $ 267,772

(Photo credit: Mihai_Andritoiu / Shutterstock.com)

6. Arizona

Average Annual Home Insurance Premium: $ 825

Median home value: $ 285,574

(Photo credit: Johnny Adolphson / Shutterstock.com)

5. Wisconsin

Average Annual Home Insurance Premium: $ 779

Median home value: $ 206,470

(Photo credit: dustin77a / Shutterstock)

4. Nevada

Average Annual Home Insurance Premium: $ 755

Median home value: $ 310,471

(Photo credit: Nick Fox / Shutterstock.com)

3. Idaho

Average Annual Home Insurance Premium: $ 730

Median home value: $ 305,390

(Credit: Rob / Adobe Stock)

2. Utah

Average Annual Home Insurance Premium: $ 692

Median home value: $ 364,604

(Photo credit: Sean Pavone 2020 / Adobe Stock)

1. Oregon

Average Annual Home Insurance Premium: $ 677

Median home value: $ 370,319

(Photo credit: Shutterstock.com)

Americans pay an average of $ 1,211 a year for their home insurance premium, with the median home value being $ 265,712.90, according to a report by Insurify.

According to their data, Louisiana ($ 1,968 annually), Florida ($ 1,951 annually), and Texas ($ 1,893 annually) have the highest average premiums in the country, likely due to their vulnerability to devastating, often costly, natural disasters like hurricanes is due. Many homeowners in these states are required to purchase flood protection insurance in addition to their home insurance.

On the contrary, residents of the ten states featured in this slideshow enjoy the cheapest annual homeowner awards in the country.

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