The Greatest California Auto Insurance For 2021 – Investopedia

California accident

California Casualty is the premier auto insurer for nurses, teachers, firefighters, and other major service providers, offering special rates and benefits not available to the public.

benefits

  • Inexpensive, tailored coverage for key workers

  • Bundling discount with homeowner or tenant insurance

  • Ability to pay premiums as a deduction from wages

Frontline workers such as educators and rescue workers are often underpaid despite providing essential services to the community. California Casualty seeks to offset financial burdens by lowering the cost of auto coverage for these professionals. When we asked for a quote, we were offered basic insurance for just $ 51 per month and full coverage for $ 174 per month, which is about 30% below average.

As an additional incentive, some employers may offer the option to pay your California Casualty Awards as a pre-tax wage deduction. This applies not only to car insurance, but also to homeowner and tenant insurance, which can be bundled with a discount.

California Casualty also offers some specific coverages that may be particularly beneficial for certain professionals. For example, firefighters and police officers can choose firearm cover and survivor benefits for fallen heroes. Nurses and teachers, on the other hand, may be entitled to deductible exemptions.

Since California Casualty is a smaller insurance company, you won't find advanced digital tools like a smartphone app, even though the web chat is only available at certain times. The company also has an extremely low tolerance for driving violations such as speeding and fault accidents. According to the quotes given to us, California Casualty has more than doubled driver awards after two violations in three years.

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