What are the worst holidays for auto insurance claims? – Salon Privé journal

Car accidents can happen anytime. But vacations can be a dangerous time to be out and about. Many people travel during the holidays to be with their families or to attend parties. At these gatherings, people usually drink, which means that there are more drunk drivers on the road than at other times of the year.

In addition to accidents, incidents of car theft are also increasing on vacation. Many car owners report insurance claims for theft on these special days. Like accidents, thieves don't take a break. They strike when people are distracted from all the partying and happiness.

What follows is a list of the worst holidays for car owners.

New Year

New Year is the worst day for car owners. It is the worst day for car theft and also for car accidents. Thousands of car thefts and hundreds of car accidents are reported by motorists across the country that day.

New Year's Eve is not only dangerous for drivers. It is also a bad time for pedestrians. Every year, an average of 22 pedestrians are killed at New Year. What makes this vacation dangerous is the combination of drunk driving, wet road conditions, and the increased number of pedestrians on the street.

Fourth of July

The fourth of July is the second most dangerous holiday for drivers. But even in the third of July, drivers should be careful. Hundreds of car accidents were recorded in the United States during those two days.


What are the worst holidays for auto insurance claims?

Thanksgiving is a time to be thankful for all of the good things in your life. People should express this gratitude by being more polite and more careful in traffic. However, Thanksgiving is another dangerous holiday for motorists as drunk and sleepy drivers are behind the wheel. And since it's a long weekend, the risk of accidents is spread over several days.

Thanksgiving also falls in the middle of the stag season. Therefore, animal-related accidents also increase during this time of the year. Even if the street seems empty, you should still be careful if a deer suddenly appears.


Halloween is a time to watch your favorite horror movies. But absolute horror can also happen on the go. Drunk party-goers and even trick or treating can be dangerous for drivers. It's not surprising that more children are killed in car accidents on Halloween than on other holidays.

Halloween is also a time for wild college parties. That is why the number of accidents caused by drunk driving increases during this time of year. Even if your car is parked, it can still be the victim of drunk people and pranksters wrecking vehicles and property.


What are the worst holidays for auto insurance claims?

Christmas is considered the most beautiful time of the year. But it can also be a dangerous time. When people rush to be with their families, the roads clog and drivers tend to forget the basics of road safety. And since Christmas falls into winter, some roads can be wet and even icy, making driving a lot riskier.

Car theft cases are also increasing on Christmas Eve and Christmas Day. The days leading up to your vacation can also be dangerous. Thieves typically target cars parked in shopping malls. Therefore, park your vehicle in a safe place and avoid valuables, especially expensive gifts for your friends and family.

Other times of the year with potentially high insurance claims

Bad weather is also a reason for insurance claims. Snow, flooding and even wind can damage vehicles directly or indirectly. But the summer months are just as risky. This is because summer is a time for vacations, barbecues, and family gatherings. This means that there are a lot of cars on the roads during these months. More cars mean a higher risk of accidents.

Have fun but be careful

Holidays are a time to hang out and have fun with family and friends. But you have to party responsibly. If you are planning on drinking at a party, just leave your car at home and have a designated driver to get you home safely after the party.

If you drive a car make sure you are sober. You need to be extra careful and watch out for road hazards such as: B. drunk drivers and pedestrians. It is also a good idea to plan your trips during the vacation. Lastly, you need to make sure you get the best car insurance. Because no matter how careful you are, accidents can still happen.

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