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What College students Want To Know About Auto Insurance – Commonwealth Journal Historical past

Because young people do not have as much driving experience as adults, they are considered to be a greater insurance risk when they start driving. That means that young people tend to pay more for car insurance.

Kentucky requires vehicle owners to have liability insurance for personal injury of $ 25,000 per person, $ 50,000 for personal injury per accident, and $ 25,000 for property damage.

If you lease a car or finance it with a car loan, you may also need to take out collision and fully comprehensive insurance. The first pays damage to your vehicle when you have an accident. The fully comprehensive insurance covers, among other things, damage caused by hail, floods, theft and vandalism.

"Kentucky drivers of all ages owe it to themselves and others to get auto insurance in the event of an accident," said Kentucky Governor Andy Beshear. "It is an important part of being a good and responsible citizen that we should all strive for."

You may want to consider other auto insurance coverage options, according to the Kentucky Higher Education Assistance Authority (KHEAA). These include:

Personal protection that helps you to cover your medical costs, lost wages and expenses.

Uninsured motorist who helps cover medical expenses if you are injured in a wreck with an uninsured driver.

Rent refund that a rental car pays when your car has been damaged in an accident and is being repaired.

KHEAA is the agency that administers the state's scholarship and scholarship programs, including the Kentucky Educational Excellence Scholarship (KEES). The agency also posts financial literacy videos and free copies of It & # 39; s Money, Baby, a financial literacy guide for schools and Kentucky residents on request at Publications @ kheaa at http://itsmoney.kheaa.com. com available.

Many of the KHEAA's student aid programs are funded by revenue from the Kentucky Lottery.

For more information about scholarships and grants in Kentucky, visit www.kheaa.com; write KHEAA, P.O. Box 798, Frankfurt, KY 40602; or call 800-928-8926 extension. 6-7214.

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