What was the commonest car insurance declare in 2021? AAA Texas Says It Is – KXAN.com
AUSTIN (KXAN) – AAA Texas released its top three auto insurance claims of 2021, and what seems minor could actually have a huge impact on your premiums and others around you.
The agency's auto insurance department handled three types of claims the most frequently over the past year.
- Rear-end collisions / bent fenders
- Crashes while backing up
- Hail damage
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Most of the rear-end collisions and fender bends processed by the authority are due to distracted driving, it said. This type of crash accounted for 18% of all claims for the agency and can be costly. The agency said these types of crashes cost more than $ 13,000 on average and can increase the premiums for policy renewals significantly.
"Put your phone down and focus on the road," said a press release from AAA Texas. "If you take your eyes off the road for just two seconds, the risk of an accident doubles."
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Compensation claims average more than $ 3,400 and account for 10% of all claims at AAA Texas. Most accidents happen in parking lots or driveways, it said. Take your time backing up, and if you find yourself in a parking lot be careful not to let others swerve and don't cut across empty rows.
Texans know the weather is going insane here and heavy storms can sometimes pull through without warning. Hail damage accounted for more than 9% of all claims handled and has an average repair cost of $ 5,700. On days when severe weather is possible, it is best to listen to the weather reports and park your car in a garage or carport before the hail starts. If you can't, try throwing some blankets or thick towels over your car.